MTH Unboxing - Carmino

The port­fo­lio of the MTH Acce­le­ra­tor is gro­wing and gro­wing. But on what exact­ly are the teams working and, abo­ve all, what did they do befo­re they beca­me entre­pre­neurs? With MTH Unboxing, our new, litt­le series of inter­views, we bring light into the dark­ness and intro­du­ce the teams in more detail.

We keep on with Car­mi­no around Phil­ipp Hom­mels­heim Tobi­as Wait­schies who star­ted their start­up solu­ti­on at the HPI and have joi­n­ed us in September. 

MTH Acce­le­ra­tor: What did you do befo­re start­ing Carmino?

Car­mi­no: Over the last 10 years I have work­ed in many are­as within the field of risk and inno­va­ti­on manage­ment. As a cri­mi­nal inves­ti­ga­tor at the BKA, as a manage­ment con­sul­tant at PwC, and as a pro­duct mana­ger in a Fin­Tech, my work has always been focu­sed around making the world a litt­le safer or better.

MTH Acce­le­ra­tor: What are you curr­ent­ly doing (when are not working at Carmino)?

Car­mi­no: Estab­li­shing and run­ning my own busi­ness has deman­ded much more of me than when I work­ed in pro­ject manage­ment. I strugg­le to sepa­ra­te my work life and my pri­va­te life­­­­, but I do like to spend time with my fri­ends, exer­cise, and read books.

MTH Acce­le­ra­tor: What is Carmino?

Car­mi­no: Car­mi­no is a mobi­le app that allows users to eva­lua­te their own dri­ving style. When indi­vi­du­als dis­play a safe dri­ving style, we try to faci­li­ta­te dis­counts and pre­mi­ums with part­ner com­pa­nies, for exam­p­le, by arran­ging a more sui­ta­ble car insurance.

MTH Acce­le­ra­tor: Why the MTH Accelerator?

Car­mi­no: MTH Acce­le­ra­tor has many strong points: it is local­ly based, well inte­gra­ted into the start­up eco­sys­tem, boasts a com­pe­tent and pro­fes­sio­nal team, and pro­vi­des Car­mi­no with the oppor­tu­ni­ty to share ide­as with other start­up founders.

MTH Acce­le­ra­tor: Why Carmino?

Car­mi­no: I ori­gi­nal­ly wan­ted to deve­lop a pro­duct to auto­ma­te the detec­tion of traf­fic acci­dents. But I then rea­li­zed that we can have a grea­ter impact if we par­ti­ci­pa­te in acci­dent pre­ven­ti­on. A first step in this direc­tion is an objec­ti­ve eva­lua­ti­on of a person’s dri­ving style. Car­mi­no makes this pos­si­ble. Through Car­mi­no, you dis­co­ver your own dri­ving style and adapt it if neces­sa­ry. In the best case, our users can bene­fit from car insu­rance that rewards their safe dri­ving style.

MTH Acce­le­ra­tor: What is Carmino’s mission?

Car­mi­no: We want to help 50,000 moto­rists recei­ve the best-pri­ced car insu­rance. A per­son who dri­ves safe­ly cau­ses fewer acci­dents. With Car­mi­no, we reward pru­dent dri­ving and thus con­tri­bu­te to incre­asing road safe­ty in Ger­ma­ny. It’s a gre­at deal for ever­yo­ne involved!

About MTH Unboxing 

MTH Unboxing is a series of inter­views of the Media­Tech Hub Acce­le­ra­tor, the pro­gram for start­ups from Pots­dam and the metro­po­li­tan regi­on that deal with media and tech­no­lo­gy and want to take their com­pa­nies to the next level.

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